商家转帐后返回的结果如下，　状态是等待用户确认（"state":"WAIT_USER_CONFIRM"），用户微信钱包还没有收到钱，什么原因呢？

$res={"create_time":"2025-01-25T21:49:12+08:00","out_bill_no":"20250125772856499899","package_info":"ABBQO+oYAAABAAAAAADfRWxVzJfxatvZ2euUZxAAAADnGpepZahT9IkJjn90+1qgrukfCKUVD88Yr/zbM3OtWQrxx0zdAPUFc1Kwa3e6GFIkDmGMMpYsvCtWXeCvI3qrlb3HOeDZuGrQMWuZRtF139k+zLU=","state":"WAIT_USER_CONFIRM","transfer_bill_no":"1330000105656672501250022308320620"}