请求报文：
{
  "business_info": {
    "merchant_shortname": "mch",
    "service_phone": "15132553668",
    "sales_info": {
      "biz_store_info": {
        "biz_store_address": "平安大街",
        "store_entrance_pic": [
          "http://127.0.0.1:8204/imgs/apply/9dab9534-7f0d-40e3-b0ea-5d1fa597dc5f.png"
        ],
        "indoor_pic": [
          "http://127.0.0.1:8204/imgs/apply/9d4d57c3-2bc6-4818-a574-e85685db677a.png"
        ],
        "biz_address_code": "110102",
        "biz_sub_appid": "",
        "biz_store_name": "测试商户"
      },
      "sales_scenes_type": [
        "SALES_SCENES_STORE"
      ]
    }
  },
  "subject_info": {
    "business_license_info": {
      "legal_person": "吴刚",
      "license_copy": "3.0",
      "merchant_name": "xxpaymch",
      "license_number": "433243423324"
    },
    "subject_type": "SUBJECT_TYPE_INDIVIDUAL",
    "identity_info": {
      "owner": true,
      "id_doc_type": "IDENTIFICATION_TYPE_IDCARD",
      "id_card_info": {
        "id_card_copy": "http://127.0.0.1:8204/imgs/apply/8ffce2fc-cb29-49ff-a0ff-043e1714c83b.png",
        "card_period_end": "2026-06-06",
        "card_period_begin": "2016-06-06",
        "id_card_name": "kAn3GiXDsq86AfeBNMMNdJVaf5SMNosKwpD1QWw4+dbWTHEburVYgVBZjUj0bYQbI9vPtof3NBH6so+YDlkCWuqTJvFb0XEMftl7EIfAgxJy7888r5bn6vm0chnfb+pm/g4JqgSt66w88AMhC6ficpKLnqBvxkpMFW9k+pXOYjbgQ4sIxE43I40TO70MC2FEd6J+e12zVEzTKLL5Jcbp4KF07V0XgjTiBgw/3sSQn0owbsPc48JqIIlpER8czwHHVI/SuEq6u6ZZ8gvPypSMeJJVpKTqhxoNnl2spa7C5akRz1dgU+3qGdFndL6RpLV8huGBI8duSdze/DiTckAcww==",
        "id_card_national": "http://127.0.0.1:8204/imgs/apply/3a9bc53f-b0f1-414a-b616-426b9827f4ee.png",
        "id_card_number": "WIqunb+uRsOPvw8y0c0i1sT9UOzN4QyYNejkwSSM9BZIXc//ojlpVDvi+6TGu2sab8bf+9a9rTumRabEGcOr8+vnBih3mraKsm1ASV84933YaY7pNKvMUROq+DT3OFuNwsbO75R7p5ZsNesP0HHHMiLrB89W3fDGJ0y/Q2M46ooum3jk0MxhDihT3f11t/SlMYpIG8IzQ/1gFygTw4e8pLWqq1LKMwBQgiGjG1l8ZOjYfFG/FzOJmM9KyMz+/Az6rggQYw1F4tcKRYo4dlIK0q/bnSH5MkkonvEEn0Q2uTfRV/5PdUX4Saj990bV43GyEWqz0OvgK5JLrR7/3igEFQ=="
      }
    }
  },
  "business_code": "1001",
  "contact_ info": {
    "contact_name": "aaTQtFTalUmkxNy5uqaDC6LOWhxijNrx1Eo4s7mYdZuaLdL3AFDxqKrvCFQLC0pIXy9ss80VlFwOcHFB4M6enoxdYdtmKr0y7bO//CLj06ZLejXyu4qB110VKUbgqlqWQnNqJ1UtWHaE8wAXaVGLvlaJKcmjn1uG8qu0WMY9yrlvPAsRZhkOd685MVeOx+hXL/7755VwPM4UcD8HQgLaporqb5QAbGjH10pVHZm63KbF5h3YXhBJiULkWp8BtOXk1n8DiHuFM74wopPXqSbmaf8RGj5hSyB2dTCVMkp1mk4/YMBeitZKO7p6T7aSqDVSS/pGyqBsZe5olIa/LKuu4Q==",
    "mobile_phone": "UXPr6I7/5rijISdklCrnDK2DsQY7mOsamJVbyZN8u7KTvU52xJnui8cVvXfuUrLGGmYAMYuveE+Fn1rRrSXLr/UB67upyJmzW9BHQc2e1CXU2Yau9WdQWY9fsv0EFg32WZsJ1z6A9wNgt0LRZxzFp5DSQv3xgcFyjsJePQB6DnZk59BDI/LKFhLj/G8ZXYvJEID8jz1pYtFme0IkblU+0qLZRqfH8f+Tex2prh4gBh9YjJITxxaA2m2W2vgmOJc7l1IDF+mluEZT0giTdYXI82gMRLHRBqpW+FXR/szesg7doH70Z+HyG9gVzM4f5Ll3iKpEKGsmBme//mV0yRn9UQ==",
    "contact_id_number": "iN4oUKE4pZ1zTZsrpN/oIL6mAvwveCIZTq0rl3yAl3GkzNXqq8L5CLV49wD2Op3K9UrxfT4gNH1WNzUxUph1eqGWxcof9y0yHgbyksbdrD6TLiQrV17Pvju3tm7b8Ig0RK5oDhrk3dy0QCGm77XV94FrrFfsTUxmrAQz6NFYOx/adr+kyIT0q1qe+J/f57iqLKBwKI2dMDf10xbD7MF2IhZY9kE99Wn8nn2o2LVFIBdV58jSHvH2AbVk9SU/QvApLGVsbreuvQXGJ5RNuw6DYEapycd8Tvo3STpKco7IOHlVIg1WsVLRg33DCQeCN8SzMlTSFzhgrTyh+RlLZ5w1OQ==",
    "contact_email": "fBbMdR8cSJ31Ombx1cFBythn+aXW+Ol+9L8Z2JLjjp7lg7kowZZWZVWzYmz6RsZYTqRZEmD0cHL6ZORPpxN5UzBStZlVcmn4hgfKSQH0pGf0pi36oeb2BmGggOFox5lNSpTbYjoeaCie+wbd00SnlFpxQnw1XLebXz808OxPkHiJzXEVOAEV0JZUydYlbVFXdhvc3eEoZWdW+9Va8lc5p05//DwkmrJ8EgNn5g+l729zSAOkc5SyoEXKr0h5OFHOfdXXqx0/EiHXFj1nOBYxEyiS4JME1v9SIUDd5mb4BTGiC+5Cn7fnK42MvGF0ZYywKbY4iQpRdzkvJKg2h3r7/A=="
  },
  "bank_account_info": {
    "account_number": "DJulBsax+ba/vk8eU65qlf9R8uN1UjV075YhlrmZaGwJskTt9E5b5d2JckeiX0iTqmrkhKlVnIYtoX30heqCYX7DBpSr4Q1pZ9e+AfWldyY+LpJ8ZLReTxdfMQg//ZYgGNpXCM4xCGAFINYzdcl1DTRW51f3oii3cvsSkh80QnlXQL7w4MpnRu1VOaEPnw+HKZDRStRYAMeoDvJzqoZmwSpTFCmLoQZtfoMWE1Fi9eBfCVDTYgceUTOgGOqPhNNeKXMTOfRY+hcg+Jvjco8f+y0p8l/lu/GoEtEa+ukSnLY4hWViA8laoAYcZ/0ZIg61IbctW9SfnkZhcEYdsvMArw==",
    "bank_address_code": "130303",
    "account_name": "PIjURbYVtkYt1qxHlDog1nw5Cil6nm4qVlj5qX9j9pPw9zPYtDcmfNDMsCCyB2dRnn3v7HFmiPOwpQteT4/x00u5OSEo9/40BpQyo4IeS6rTEVlxNTsjPn2UhUIBh2iBOlkKdWaxUyWKjbVTv6hsMNegqZBdpjQC8DiOdcjWqkMg5ii6gt0GWrQNQkXshMNBRlJZ4XqvS2MRrhlxH32TiyG0iPwGewmN/8pp49Yr9Dgnv0nC6etPV3OPN+9l05RwziaJgLVR55d2+o+HyF2g6q3vLxsRNS8Pj9PluvH5yCV/HRn7QTBwJeNVwj0TQf8et8Vyo8w/99oxF8dMMpq8Pg==",
    "bank_name": "123123",
    "bank_account_type": "BANK_ACCOUNT_TYPE_PERSONAL",
    "account_bank": "农业银行"
  },
  "settlement_info": {
    "settlement_id": "719",
    "qualification_type": "餐饮"
  }
}