在通过接口发放立减金成功后，限定支付方式是零钱，但是在使用零钱支付时没有发生立减。且发放目标用户的openid无误，请问问题出在哪里？创建代金券接口入参如下：

  "createCouponStockRequest": {

    "availableBeginTime": "2025-03-07T18:29:35+08:00",

    "availableEndTime": "2025-03-30T18:29:35+08:00",

    "belongMerchant": "商户号",

    "comment": "批次测试",

    "couponUseRule": {

      "availableItems": [],

      "availableMerchants": [

        "商户号"

      ],

      "combineUse": true,

      "couponAvailableTime": {

        "availableTimeAfterReceive": 0,

        "fixAvailableTime": {

          "availableWeekDay": [ 0],

          "beginTime": 0,

          "endTime": 0

        },

        "secondDayAvailable": true

      },

      "fixedNormalCoupon": {

        "couponAmount": 100,

        "transactionMinimum": 101

      },

      "goodsTag": [],

      "limitCard": {

        "bin": [],

        "name": ""

      },

      "limitPay": ["CFT"],

      "tradeType": [],

      "unavailableItems": []

    },

    "extInfo": "",

    "noCash": true,

    "outRequestNo": "*********2025030700007",

    "patternInfo": {

      "backgroundColor": "COLOR010",

      "couponImage": "",

      "description": "测试",

      "jumpTarget": "PAYMENT_CODE",

      "merchantLogo": "",

      "merchantName": "",

      "miniProgramAppid": "",

      "miniProgramPath": ""

    },

    "stockName": "测试",

    "stockType": "NORMAL",

    "stockUseRule": {

      "maxAmount": 1000,

      "maxAmountByDay": 500,

      "maxCoupons": 10,

      "maxCouponsPerUser": 1,

      "naturalPersonLimit": true,

      "preventApiAbuse": true

    }

  }