请求body:
{
    "owner": true,
    "merchant_shortname": "中环优选",
    "business_license_info": {
        "cert_type": "CERTIFICATE_TYPE_2389",
        "legal_person": "朱丽",
        "business_license_copy": "V1_xV-r9uTksZMK9txNCwsohR5perlvDmHZN_1wFK6SRcv4Yn8eDGnqhSX7jmM-z-kDDOZzUsjU6aIMUgwVFhWVtHLhCQxYfQ9hsKcnyfisSnBL",
        "business_license_number": "91500113MA61Q7LB3J",
        "merchant_name": "中发冠泽(重庆)网络科技有限公司",
        "company_address": "重庆市九龙坡区杨家坪街道珠江路48号1幢23-3"
    },
    "sales_scene_info": {
        "store_name": "中环优选"
    },
    "account_info": {
        "account_number": "NZthsKp/iRsgB6g4Y2X/al4V9FWdUEdj01+LHnAaoBWOdz0tUkM7FHkstaJHnnsC2zkLav59zZGRHHQhPuybbe1HkCGjLkEwiv+34NKH54CNKyQnGPNHQCr6VFuOvlt77padcdQP7DEwgKfL6z0OYd4ROTR7MjxTAJlqlkGxGf8SUHq/xp+efBDpZlE4CnACKom1X1ZRNfAjDjePllT4a1OJ6iZAMyRMDML2iDS/MQgY2FYMFF40pBLSKxDqP1qDX0LPWSehBA8Nc+h9ME17582HQTM1hmyBJc8hVdFPG8/s+MYVjOpt4ZiqJ9fx4O3ef2iRaozS6sR6u4wvQ19SJA==",
        "bank_address_code": "500107",
        "account_name": "l5TQxXSHnJGy3RFBIsh1ZGZq6UtjTLwuNcu9H5q9g134vKBNOBycNrS1d1UBOaLYJKfCPP1zhoG0VEy85UhBqwpXXMT784337GYbVcW8lCduv5vAahJDBRM51G0Srwiyz3MGBS3tk+XgeEFKtnpFPcZGkXEqnOiGxJkPXyfFy3r5/w1Iwhg/acfWkNhflK89/GjV06pirT+O0engM0iqArzQM/OdqzFq7M/9rw1qmdEXgO5mfbMNZeMo/WbHc3HfK8Hh/u/ZCNiqIASVu9964G3RkatHo8CRjxG53v+ZOEsMSBy8C+qn7B6JBJiSKaPUW99wVNkSFnnSCszWanVflA==",
        "bank_account_type": "74",
        "account_bank": "招商银行"
    },
    "organization_type": "2",
    "id_doc_type": "IDENTIFICATION_TYPE_MAINLAND_IDCARD",
    "id_card_info": {
        "id_card_copy": "V1_MollpDIbPSvHbHHZEVsYNh5perlvDmHZOUWT3JjSyUhI6-_co9is8SXHohw-z-kDDOF8YLvAp9wEB6NPeXvSsWHhCQxYfQ9hsKcnyfisSnBL",
        "id_card_name": "NlhfolkvdIkUI/UW7T+NZk6cfuSxntHNbrmx1cXy6iIM0Du5msoUtIFacHhhpC38JTYtk0ZDILM1EC3CHOlVqCDq2jlYgYXcmq6no5xhvG5UHhvUXZe8va/uFPHQa1ZZGw3nzWE6DalZLByLsQUd9jsx+HJaMTgTjLxbxtSLdRLJ7uJGWKCIIJsGVoQkm4ZGWsBQqA2quFbeH0P3kP6ASEOV3EwI/TfwGD2ERKaZFElLKLwR/C1hdIiCbwtc8hqRNLpxuCKNsW5i7dsvyKL8rJqa8757g+tFInf1ycn0OIge7nU9GInMuHoIzD7TyUc+fqh1gIDC+jeK6/g/u/WTWw==",
        "id_card_national": "V1_DBqKA_uq_V3KHFjwMQZShR5perlvDmHZLm-0wiVZxBxiAz4qWDeTuCWi1Rw-z-kDDJNToRRZTIYpai5glcXY7fzhCQxYfQ9hsKcnyfisSnBL",
        "id_card_valid_time_begin": "2017-02-07",
        "id_card_valid_time": "2037-02-07",
        "id_card_number": "o58WpnhdEtJujuWk8KCjYNLY5MfPGiCHOY9RSZK6YBSuwAroVKqA1e/csN4MA0mrVh/hwSwVoDDa2E+QcCONn7VUEz5bwTM+O3VrjqpeE+xo5UL+JSBvhtQIRJ7z7nysxUBMrt7NUIc2iNC/vCI5ek7FE+i90C5ohbdvnabqJsZJFuiTsRkBty7pjrn7HUYBmgV8Ypkj8pP8Ddbht3s3/5CGN42J9vs2CQQP4F9eLxg5NVORKXhGjXOdTUJAauP3n+ajsrXtAh6R3hz9ti69bEpOdnbsCx9ejTvg7vlgVCLMDx9pdk34UvjFpriYf9YC+WTjiaDd+swMOnj+Ru3hyA=="
    },
    "contact_info": {
        "contact_id_card_number": "NVjwl2duvQPk+EZgXrsl86s9Jb0ph5i+AP8qnji2eyxg35l98EyO8P6tLkPnxqG0MZNVN2VXYdPE21prRmiwk4W6Xd4vc303gtTTYZzeJVL85/0PAVc/hA1yYLPgUqb14pXQYEn1DHjmQtiKZ1YLwHkpJDyRT/w1oUgAO3+hTsU8udHOIjHYQIfBSBtgeKevFKt0MZPAKwDa7O74BI4dwnvx2jW+RBH73Dq/XhWzAXlBeDRYiSKVyVFStp0VBSkO7vlaaTRM/vjfieFGmGqdT1GpadxkIYLiSvMdwF77SkfdyYvnh7Add+DHR+u7dRbjhXenpOnPIFAXDkb+cMhWxA==",
        "contact_id_doc_period_end": "2037-02-07",
        "contact_type": "65",
        "contact_name": "j4TkodANc0qqcA3DJ1vMJOSq8QZ4x12BRhqHFxx3seZNA/DnlrbAg2hPNe5nGFIa2070zdIqM94MdBFW9AkIfLnjPFBakQ80T7S2dkCmcH/Trb7j/uUmLC7W0h7EoU6RMfD/+NUUgqgrskiKGzFZESmcu8tHD3SWP2TLwe/lG3Mq9dqZXIrSI3279i60T3sgU+qYfdhUKhtBltWw0nQnebb/pdZ/ywapYY5WpkSYXkcMSyGfzAkrvN+sCqTZWd6IcOG4cNixMcieTuyRA01/qaLZcEW4FVUAaRmr6A+GyPrG1ykRv0hDMKp48WkmiPnfeLCb6jjB4ySwYgY2ocq2UQ==",
        "contact_id_doc_copy": "V1_MollpDIbPSvHbHHZEVsYNh5perlvDmHZOUWT3JjSyUhI6-_co9is8SXHohw-z-kDDOF8YLvAp9wEB6NPeXvSsWHhCQxYfQ9hsKcnyfisSnBL",
        "contact_id_doc_copy_back": "V1_DBqKA_uq_V3KHFjwMQZShR5perlvDmHZLm-0wiVZxBxiAz4qWDeTuCWi1Rw-z-kDDJNToRRZTIYpai5glcXY7fzhCQxYfQ9hsKcnyfisSnBL",
        "mobile_phone": "bz6LrOAk4n7GOaiKj+AGGgRCyri/VPEMT50ARNplI5mdMoIwd3gLRFvYhU2ua4yBQkfjVR3aI0OeX8i51t/5cufCI0eCcojgRtFZAOoq7LicHrl0IUs18wz2/yprJZzvNO1i/INVQ6UR1LKmkJthqGUn4HlKMblPGrLf5G+f+O5TPpw3/oOpEpN+mFMyWfZUoyNnNLltCD25yyE7SnFLM77US8TXpjgDkzyPP95fq+IILIviYIaOKKoITaH/g7YC7DpaYIdlReuVbRJ1pVWjLgS24qjr9P0ldMws39G+xnEU/zh+FNY/K7rXG1CVpR4oLmnWhrP20KP6hwK1dDYraA==",
        "contact_id_doc_period_begin": "2017-02-07",
        "contact_id_doc_type": "IDENTIFICATION_TYPE_MAINLAND_IDCARD"
    },
    "finance_institution": false,
    "out_request_no": "250301180215019062",
    "id_holder_type": "LEGAL"
}


返回结果: 
{"code":"PARAM_ERROR","message":"证书类型格式错误，请重新选择"}

需要贴出请求头里面的参数吗?