服务商已经开通了电商收付通，并且也邀请了二级商户。

1.调统一下单接口：

参数：

{
    "amount": {
        "total": 100
    },
    "description": "order55156165354931520211393",
    "notify_url": "xxxxxxxx",
    "out_trade_no": "wxNo77847165354931540165387",
    "payer": {
        "sp_openid": "o6cg_5RG-77nWY2B2hBzCOhWHbnA"
    },
    "settle_info": {
        "profit_sharing": true,
        "subsidy_amount": 30
    },
    "sp_appid": "wxb938a289f049047d",
    "sp_mchid": "1624918221",
    "sub_mchid": "1624948831"
}

返回正常，回调也成功。

2.调请求分账接口：

参数：

{
	"appid":"wxb938a289f049047d",
	"finish":true,
	"out_order_no":"wxNo77847165354931540165387",
	"receivers":[
		{
			"amount":30,
			"description":"订单分账",
			"receiver_account":"1624948831",
			"type":"MERCHANT_ID"
		}
	],
	"sp_appid":true,
	"sub_mchid":"1624948831",
	"transaction_id":"4200001492202205264340782407"
}

返回403，报错信息：

..."body":"{\"code\":\"NO_AUTH\",\"message\":\"无分账权限\"}",...