我通过 api 调用商家转账支持商户向微信用户转账，接口调用成功，入参：{"appid":"wx9cfb261f8fba679a","out_bill_no":"T202602021536211","transfer_scene_id":"1005","openid":"oAbt_18Oiy5jjFSSqBOUv6XXIxiU","user_name":"F+dIXIfFwjFZR47IE2GosNVVdqC4LhcxechOT9enURqv5r1TflODw4qIXxbtC2R4OyHU0eSGPUR2GM1l6Aa8JienDLP+FArRo5ddQwon1EOPOY+PfuoMa1z7ZfmH8zR+gLhDcAMssHjIq5mwlO22iEEHy2UPsS60qPwGEI94hrQqNaW9kju4QyJy5wxwAK1VxPUzD05C+JnSu0ciPOE1ZVuBpAXya0AJeg6yZYICMIsjXLauNqh3hFYnIFqn8KJZthuv7ewwgTw1XWnXekyAj9oDZt+ykdXWu8E0ymHoBmJ36QuD0S8t9+bBCTVob+KGS8ifkjRoJhC5VYMznITT0Q\u003d\u003d","transfer_amount":40,"transfer_remark":"齐旭龙提现","notify_url":"https://hzjiahe.com.cn:4800/admin-api/pay/notify/transfer/48","transfer_scene_report_infos":[{"info_type":"岗位类型","info_content":"护士"},{"info_type":"报酬说明","info_content":"服务费费"}]}并返回结果：{"create_time":"2026-02-02T15:36:22+08:00","out_bill_no":"T202602021536211","package_info":"ABBQO+oYAAABAAAAAABoz4H9zevFxE4W9lOAaRAAAADnGpepZahT9IkJjn90+1qghvl4RSVQjFtqO04+LSzuiCCVOvVeKQYgSzKxBI9yuhxJ43D8tTYpsz4kJjaqlThcVzywfruSz2B76p3gPrI+93biLcU=","state":"WAIT_USER_CONFIRM","transfer_bill_no":"1330008299937582602020003824474163"}。但是我在微信支付平台看不到转账记录。微信用户也没有收到确认收款通知，如何排查问题。