商家转账，用户在小程序确认收款后，微信钱包收到转账了。但是 没有收到回调

$params = [
    'appid' => $this->appid,
    'out_bill_no' => $data['out_bill_no'],
    'transfer_scene_id' => "1005", 
    'openid' => $data['openid'],
    'transfer_amount' => $data['transfer_amount'] * 100,
    'transfer_remark' => '提现',
    'transfer_scene_report_infos' => [
        [
            'info_type' => '岗位类型',
            'info_content' => '种草官'
        ],
        [
            'info_type' => '报酬说明',
            'info_content' => '获取种草下载奖励'
        ]
    ], //【场景报备】
    'notify_url' => trim(cloud_config('site_url'), '/') . '/api/transfer/notify'
];