https://developers.weixin.qq.com/miniprogram/dev/platform-capabilities/business-capabilities/ministore/minishopopencomponent2/baozhengjin.html

建议提供对公账户支付方式，我方公司缴纳此类费用流程过于繁琐，费用也不该由个人账户支付

也可考虑经由用户同意后，直接从已收或未来待收款项中扣除