尊敬的客服大大：                              由于IOS相关政策问题，虚拟支付是被禁止的，想询问如下问题：                 1. 问下客服实时老师学生互动式的在线教育服务，课程不售卖，单纯提供服务，算不算虚拟支付？                 2. 实物教材、书籍、光盘送在线课程算不算虚拟支付？                 3. 线上课程改为线上直播、线下同时进行，算不算虚拟支付？                                                                                                                                              期待您的回复。                                                                                                                                                                                                                                                                                           一个可怜的程序员小白