查看了https://pay.weixin.qq.com/doc/v3/partner/4012713017接口，虽然知道是参数错误，但是接口文档里并没有联系人类型，想要解决下这个问题 进件申请失败[{\"code\":\"PARAM_ERROR\",\"message\":\“联系人类型取值不在有效范围内，请重新填写\"}] [图片] {     "out_request_no": "testxpj4020250328",     "finance_institution": false,     "organization_type": 2,     "business_license_info": {         "business_license_copy": "V1_v00qsz8ZJChKXUNMjkhVcR46QY84DmHZ6eJJcn-i0p1Jp37GLRsr3SWui1sV-ekDDLn4wQs9PmxO_jCMadY48prhCQxYfQ9hsKcnyfisSnBL",         "business_license_number": "92440101MA5D1WYB7K",         "merchant_name": "无限火力发展有限公司",         "legal_person": "苏勇",         "company_address": "广州市天河区正佳广场2楼",         "business_time": "[\"2019-11-20\",\"长期\"]"     },     "authorize_letter_copy": "",     "owner": false,     "ubo_info_list": [],     "account_info": {         "bank_account_type": 74,         "account_bank": "中国银行",         "account_name": "",         "bank_address_code": "",         "bank_branch_id": "",         "bank_name": "",         "account_number": "674375393238"     },     "contact_info": {         "contact_type": "LEGAL",         "contact_name": "郑三",         "contact_id_doc_type": "IDENTIFICATION_TYPE_MAINLAND_IDCARD",         "contact_id_card_number": "440923197209250033",         "contact_id_doc_copy": "",         "contact_id_doc_copy_back": "",         "contact_id_doc_period_begin": "",         "contact_id_doc_period_end": "",         "business_authorization_letter": "",         "mobile_phone": "18122433693"     },     "sales_scene_info": {         "store_name": "优雅小店",         "store_url": "",         "store_qr_code": "V1_-GEPxynwRKMx6llZk2mmyx46QY84DmHZD1ytOxT17AotLxsicDSsvSWXmlUV-ekDDNIuTvlDH2a3H7lFO4vuNVThCQxYfQ9hsKcnyfisSnBL",         "mini_program_sub_appid": ""     },     "settlement_info": {         "settlement_id": 747,         "qualification_type": "零售"     },     "merchant_shortname": "",     "business_addition_desc": "" }

我司开发自己品牌的商城，涉及到会员储值功能，看了服务类目，需要预付卡资质的，参与大部分非SaaS商城，有会员充值都没添加预付卡资质。所以在社区问下相关官方人员，到底还需要不需要的？辛苦各位大佬了场景是会员给自己的充值1000元钱，然后在用这1000元购买商品。