查询退款接口返回数据 {"amount":{"currency":"CNY","discount_refund":6,"from":[],"payer_refund":494,"payer_total":8800,"refund":500,"refund_fee":3,"settlement_refund":500,"settlement_total":8900,"total":8900},"channel":"ORIGINAL","create_time":"2024-12-18T15:42:23+08:00","funds_account":"AVAILABLE","out_refund_no":"OCR1066784636944613376","out_trade_no":"OP1064590376202809345","promotion_detail":[{"amount":100,"goods_detail":[],"promotion_id":"85687119871","refund_amount":6,"scope":"GLOBAL","type":"COUPON"}],"refund_id":"50300801602024121851299262177","status":"SUCCESS","success_time":"2024-12-18T15:42:26+08:00","transaction_id":"4200002562202412125530781448","user_received_account":"云闪付-工商银行借记卡1989"} ，客户实际退款到账截图