# Payment methods

For different Tenpay Global Checkout service providers, merchants can choose to open payment methods as follows:

# Singapore

# Bank card

By accessing the card payment function provided by Tenpay Global Checkouts, consumers can complete payment to a merchant by entering the three-factor card information and securely verifying it when making a purchase.

# Basic characteristics

Currency of payment: SGD
Single payment limit: [0.60 SGD, 15,000.00 SGD]
Order Validity: Can be specified within [0min, 60min]
Active Closing: Support
Original refund: Full refund, partial refund
Single refund limit: [0.01 SGD, 15,000.00 SGD]
Refund Validity: There is no time limit on when a refund request can be initiated, but depending on channel processing, the success rate of a refund after more than 180 days of payment completion may be reduced
Settlement currency: SGD
Resolution of disputes:

# User Experience

# PayNow

PayNow is a real-time money transfer system launched by the Singapore Banking Association, which supports real-time money transfers between all major banks in Singapore.Through the global cashier service, consumers can use their preferred banking app to scan the PayNow QR code generated for each order and complete payment to the merchant when they make a purchase with a Weixin Mini Program merchant.

# Basic characteristics

Currency of payment: SGD
Single payment limit: [0.01 SGD, 15,000.00 SGD]
Repeat payments: After the spender scans the code and makes a successful payment, any subsequent payments using the same code will be rejected
Order Validity: can be specified within [30 min, 60 min]
Binary code validity: Order validity - 5 min
Active Closing: Not Supported
Original refund: Full refund, partial refund
Single refund limit: [0.01 SGD, 15,000.00 SGD]
Refund Validity: Within 35 days of payment
Settlement currency: SGD
Dispute handling: Not involved

# User Experience

The Tenpay Global Checkout service currently supports Singapore's Bankcard payment and PayNow, and will expand more payment methods and more countries and regions in the future.